From Congressman Rush Holt's newsletter
Recently, there has been a lot of discussion about a new rule guaranteeing that health insurers provide free access to contraception, as well as confusion about how this rule affects people of faith. So what is the debate about?
It starts with a provision in the health reform law that certain preventive services should be offered to an insured employee without a co-pay or deductible. This provision makes sense. Many people do not get needed preventive services because they cannot afford them, and the result is often less than optimal health.
The Institute of Medicine, which was charged with making recommendations about what should be considered good, standard, preventive care, determined that contraception should be covered. This makes sense also. Decades of evidence show that contraception coverage reduces health care costs, improves health, and decreases maternal and infant mortality. Planned births result in improved health of mothers and infants. Denying coverage for such standard health care would require women to pay out-of-pocket for their basic preventive care.
Nearly all American women, including women of faith, have used contraception sometimes, and a clear majority of Americans support removing the cost-sharing requirement for prescription contraceptive coverage. Yet some religious leaders have voiced concern: they oppose contraception for religious reasons, and they believe that they should not be required to cover its costs for their employees. In recognition of their views, the contraceptive rule exempts all churches, synagogues, mosques, and religious organizations.
The exemption does not apply to organizations engaging in actions that are beyond their religious observance. For example, an organization like Catholic Charities or a religious bookstore, although religiously motivated, performs services similar to other secular organizations and may not discriminate in hiring, firing, or other employment practices. Because these institutions are part of the broader business world, it is important that their employees have access to the same standard insurance as every other employee in the nation – yet it is important, too, to recognize these organizations’ religious background and heritage.
Toward this end, the President recently acted to allow to these organizations to decline to pay for contraception coverage for their employees. However, their insurance companies would have to provide affected employees with prescription contraception coverage without a co-pay or deductible. Evidence shows that this coverage would not impose new costs upon insurers.
I support the President’s decision and will continue to work in Congress to ensure that all Americans have access to comprehensive health care coverage.
Sincerely,
Rush Holt
Member of Congress
6 comments:
It doesn't take a rockest scientist to figure out that this plan sucks! I hope all the rich folk here in monmouth county enjoy the 3.8% real estate tax that starts in 2013 on home sales.
Among the several new taxes and tax increases provided for in the final legislation is a 3.8% tax on investment income for "high earners" only. Revenues from the tax, which goes into effect in 2013, will be dedicated to the Medicare Trust Fund.
"High earners" are defined as individuals whose gross income is $200,000 or more, or married couples filing jointly with a combined gross income of $250,000 or more.
Moreover, the tax doesn't apply to the first $250,000 of unearned income for individual taxpayers.
Given that most taxpayers make less than $200,000 per year and most home sales don't clear profits exceeding $200,000, the vast majority of Americans won't be subject to this tax, but alot of Monmouth sounty residents will!!!
Get ready, buckle up, this is going to be a bumpy ride...
The tax could only apply to the sale of a home if there is a taxable gain above the $500,000 exclusion for gains on the sale of your residence. That is still a very exclusive and tony club to belong to- even in Monmouth County, and especially in a lousy real estate market.
If there is a bumpy ride for that elite group in Monmouth County and around the country, it will certain be cushioned by the usual financial planning devices and advisors who stand at the ready to assist the put-upon wealthy. Be calm and carry on!
There are plenty of Democrats taht enjoy membership in that club... I am sure Pallone has his membership card!
So, why worry about Pallone?
And since Christie claims the taxes in NJ have driven out the millionaires, this should not have very much impact even in Monmouth County.
So are you admitting Christie is right or I am wrong??? Not sure what your getting at here...
If Christie is right, the millionaires have fled NJ anyway
(for where, Missisippi?) so this has little impact in Monmouth County.
If, in fact, Christie is wrong and millionaires still prefer the beautiful Jersey Shore views from their beachfront properties, and a handful have to pay a bit more, they will be well assisted in deferring these added costs by their usual armies of tax and financial advisors.
And since I'm sure you are VERY close to Christie, I'm surprised you even ask. Christie is never wrong.... just ask him.
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